1. What is Futuretrust?
Futuretrust is a MasterCard linked college savings program that helps families turn their everyday spending into college savings. Members earn college savings every time and everywhere they use the Futuretrust MasterCard. The card can be linked to any 529 plan and once linked; the savings are automatically deposited into the 529 plan of the client's choice.
2. How do I join?
To start saving for your child's future, you'll need the Futuretrust MasterCard. Click here to sign up for the card online or Call 1-888-trust68 (1-888-878-7688).
3. What is the cost?
There is NO COST to join! Futuretrust is sponsored by Destination Maternity and they are committed to helping families make the dream of a college education attainable.
4. How do I start earning savings?
You will receive 1% on all of your purchases when you use the Futuretrust MasterCard anywhere MasterCard is accepted. Earn up to 5x more by shopping with Futuretrust Preferred Merchants. There are thousands to choose from, including major retail chains, catalogs, restaurants and online merchants. View Futuretrust Preferred Merchants.
If you do not have a Futuretrust MasterCard, sign up here and begin to shop online and start earning savings now!
5. What is a 529?
A 529 plan is a tax free college savings plan designed to help families save for future college costs. The Futuretrust program can help you by introducing a 529 expert who can help you choose the plan that is right for you and your family at no cost.
6. How do I open a new 529 account?
For information on opening a 529 College Savings Plan, call 1-888-trust-68 (choose option 3) or complete the form below. A knowledgeable 529 Specialist at the Futuretrust 529 Center will contact you. For additional information on 529 plans, visit our 529 College Savings page. How do I link my existing 529?
There are two ways to register your existing 529 College Savings Plan:
- Call 1-888-trust68 (1-888-878-7868)
- Register online.
To register your existing 529 plan online, you must be a member and be logged on. Logging on ensures your personal privacy.
7. Once I have earned my savings and link my 529 plan when can I expect my earnings to be distributed to my selected 529 plan?
Savings are processed four times per year, by the calendar quarter. All savings must be at least 30 days old before qualifying for a sweep. Once each quarter is complete, funds are processed and will be deposited into your linked 529 within 45 days.
|
Last Day to Earn |
Last Day of Quarter |
Funds Processed |
Quarter 1 |
Feb 28th |
March 31st |
April |
Quarter 2 |
May 31st |
June 30th |
July |
Quarter 3 |
August 31st |
September 30th |
October |
Quarter 4 |
November 30th |
December 31st |
January |
If you still have additional questions, please feel free to contact us.

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